When you come to me for your mortgage, I begin by listening. I want to understand your goals and priorities so I can offer a home loan that’s right for you. You may be a first-time homebuyer or a long-time homeowner. You may be buying an investment property or looking for a renovation loan. I offer a wide range of loan programs, from FHA and VA to conventional and jumbo. You are an individual and my recommendations will respect your unique circumstances.
Communication is key, and sharing information is as important as listening. I will make sure you know what’s happening with your mortgage as it progresses through the process and will be available to answer your questions. I’ll be with you every step of the way, from application to closing and beyond.
Whether you are buying, refinancing, or renovating, I am ready to give you the outstanding home loan experience you deserve.
My experience with Mr. Ferrigno was a very positive one. He went above and beyond to help me in the process of getting approved for a mortgage. I highly recommend his services.
— DAILIS M.
Joe was very responsive and helpful when we had questions - we had quite a few as first-time home buyers. The mortgage process was fairly seamless minus a couple of hiccups that were quickly resolved.
— BUYER
We would highly recommend Joe. Always made sure we understood everything, answered any questions we had, and responded to us immediately. Most of all he was patient with all our questions. It is great to work with someone you can trust.
— BUYER | SELLER
Joe was great to work with, anytime there was a problem he would take care of it! I would definitely recommend him. He got me out of a bind and even met me at Starbucks to explain the things I did not understand. He is very helpful and a pleasure to work with.
— BUYER
I was looking for my first place to purchase and contacted Joe for a pre-approval, and it was done the same day. the process after that was very smooth and simple. very responsive, very knowledgeable, I closed on a fore-closure much sooner than I thought I would.
— LUCA D.
Joe contacted me the same day that I put in an inquiry, even though it was a Saturday. He has been incredibly thorough and helpful every step of the way, immediately responding to my questions and pre-approval letter needs. Being new to home buying, I couldn't have asked for a better person.
Whether you are buying, refinancing, or renovating, I am ready to give you the outstanding home loan experience you deserve. I will be with you every step of the way, from application to closing and beyond.